PM Modi Launches PM Vishwakarma Scheme on his birthday

PM Vishwakarma Scheme 2023

PM Vishwakarma Scheme 2023

The PM Modi has introduced the “PM Vishwakarma Scheme” yesterday (17 September 2023) on his birthday in a significant step intended to improve the fortunes of India’s artists and craftspeople. The traditional and unorganized economic sectors, whose artisans have traditionally served as the stewards of cultural and artistic heritage, stand to benefit significantly from this program.

This program, which is named after Lord Vishwakarma, the famed heavenly architect and craftsman in Hindu mythology, aims to improve the caliber and accessibility of the goods and services produced by these talented people. It is evidence of the government’s unwavering dedication to honoring and empowering artists who excel in trades like blacksmithing, goldsmithing, ceramics, carpentry, and sculpture and have passed down their knowledge through generations utilizing the guru-shishya style of training.

This large-scale undertaking will be funded with an initial budget of Rs 13,000 crore and would be carried out as a Central Sector Scheme by the government. To ensure the program’s success, several government agencies will work together, including the Department of Financial Services (DFS), the Ministry of Micro, Small and Medium Enterprises (MoMSME), and the Ministry of Skill Development and Entrepreneurship (MSDE).

The PM Vishwakarma Scheme, which aims to preserve and promote India’s rich cultural history and handicraft, is scheduled to run for an initial five-year term beginning in 2027–2028.

Short Details of Scheme

Scheme“PM Vishwakarma”‘
Launch Date17 September 2023
Year2023
Official Websitehttps://pmvishwakarma.gov.in/
Budget Allocated13,000 Crore INR
MinistryMSME (MINISTRY OF MICRO, SMALL & MEDIUM ENTERPRISES)
Announced byPM Shri Narendra Modi
Time Period Of scheme 5 Years (up to 2027-28 year)
Beneficiaries18 Professions
Carpenter, Boat Maker, Armourer, Blacksmith (Lohar), Hammer and Tool Kit Maker, Locksmith, Sculptor (Moortikar, Stone Carver), Stone Breaker, Goldsmith
(Sonar), Potter (Kumhaar), Cobbler (Charmakar)/ Shoesmith/ Footwear Artisan
Masons (Rajmistri), Basket/ Mat/ Broom Maker/ Coir Weaver, Doll & Toy Maker
(Traditional), Barber (Naai), Garland Maker (Malakaar), Washerman (Dhobi), Tailor (Darzi) AND Fishing Net Maker.
Short Details of PM Vishwakarma

Objective

The objectives of the Scheme are as under:

  • To enable the recognition of artisans and craftspeople as Vishwakarma, making them eligible to avail all the benefits under the Scheme.
  • To provide skill upgradation to hone their skills and makerelevant and suitable training opportunities available tothem.
  • To provide support for better and modern tools toenhance their capability, productivity, and quality ofproducts and services.
  • To provide the beneficiaries an easy access to collateral free credit and reduce the cost of credit by providing interest subvention.
  • To provide incentives for digital transactions to encourage digital empowerment of Vishwakarmas.
  • To provide a platform for brand promotion and market linkages to help them access new opportunities for growth.

Approach

  1. Preservation and Recognition: The scheme aims to support Vishwakarmas in preserving cultural practices, generational skills, and the guru-shishya tradition. It also intends to provide them with a distinct identity and recognition.
  2. Holistic Support: PM Vishwakarma seeks to offer comprehensive support to artisans and craftspeople in their respective trades. It envisions helping entrepreneurs in the unorganized sector scale up their businesses, modernize their tools, and transition into the formal economy, contributing to national development.
  3. Rural and Urban Coverage: The scheme will be rolled out in both rural and urban areas, with a focus on gradually covering all districts.
  4. Empowerment and Inclusivity: PM Vishwakarma places a special emphasis on the empowerment of women and marginalized or under-served groups, including Scheduled Castes, Scheduled Tribes, Other Backward Classes (OBCs), specially-abled individuals, transgenders, residents of North Eastern Region (NER) states, Island Territories, and Hilly Areas.
  5. Social Security Awareness: The scheme includes efforts to raise awareness among beneficiaries about various social security schemes offered by the government. This includes programs like Prime Minister Jeevan Jyoti Bima Yojana, Prime Minister Suraksha Bima Yojana, Atal Pension Yojana, and Pradhan Mantri Shram Yogi Maan-dhan Yojana, with the expectation that many PM Vishwakarma beneficiaries will avail these benefits.
  6. Participatory Implementation: The implementation framework of the scheme will be participatory in nature and will involve coordination at multiple levels, ensuring effective execution.

Coverage of Trades

The following 18 traditional trades will be initially covered under PM Vishwakarma for providing benefits to the artisans and craftspeople :

Carpenter, Boat Maker, Armourer, Blacksmith (Lohar), Hammer and Tool Kit Maker, Locksmith, Sculptor (Moortikar, Stone Carver), Stone Breaker, Goldsmith (Sonar), Potter (Kumhaar), Cobbler (Charmakar)/ Shoesmith/ Footwear Artisan Masons (Rajmistri), Basket/ Mat/ Broom Maker/ Coir Weaver, Doll & Toy Maker (Traditional), Barber (Naai), Garland Maker (Malakaar), Washerman (Dhobi), Tailor (Darzi) AND Fishing Net Maker.

Benefits under PM Vishwakarma

PM Vishwakarma is a holistic Scheme that envisages to provide end-to-end support to the artisans and craftspeople through the following components:


a. Recognition: PM Vishwakarma Certificate and ID Card
b. Skill Upgradation
c. Toolkit Incentive
d. Credit Support
e. Incentive for Digital Transactions
f. Marketing Support

Eligibility Criteria

  1. Occupational Qualification: To be eligible for registration under PM Vishwakarma, an individual must work as an artisan or craftsperson, using hands and tools, engaged in one of the family-based traditional trades . They should work in the unorganized or informal sector and be self-employed.
  2. Age Requirement: The beneficiary should be at least 18 years old on the date of registration.
  3. Current Engagement: The beneficiary should be actively involved in the specified trades on the date of registration. Additionally, they should not have availed loans under similar credit-based schemes provided by the Central Government or State Government for self-employment or business development in the past 5 years. However, individuals who have previously benefited from MUDRA and SVANidhi loans and have fully repaid them are eligible under PM Vishwakarma. The 5-year period is calculated from the date of loan sanction.
  4. Family Restriction: Registration and benefits under the Scheme are limited to one member per family. A ‘family’ is defined as comprising the husband, wife, and unmarried children.
  5. Exclusion of Government Employees: Individuals currently employed in government service and their family members are not eligible to participate in the Scheme.

Documents Required

To register for PM Vishwakarma, beneficiaries must provide certain documents and information:

1. Documents or information: The beneficiary needs to produce documents like Aadhaar, mobile number, bank details, ration card for the registration.

(a) In case of a beneficiary not having a ration card, he/she is required to produce Aadhaar numbers of all family members.

(b) If a beneficiary does not have a bank account, he/she will be first required to open a bank account for which handholding will be done by CSC.

2. Additional documents or information: The beneficiary may be required to provide additional documents or information as may be prescribed.

Registration Process

Steps for Registration Process will be as follows:

  1. Application Channels: Beneficiaries can apply for registration through Common Service Centres (CSCs) or directly via an open online application on the Aadhaar-based biometric authenticated PM Vishwakarma portal.
  2. Convergence with Government Portals: The PM Vishwakarma portal will integrate with various government portals, including Skill India Digital through API, to streamline the registration process and access related resources.
  3. Multi-Lingual Support: The portal will offer a multi-lingual helpline to ensure that information is accessible to people across the country, eliminating language barriers.
  4. Application Assistance: Beneficiaries can apply independently or seek assistance from CSCs, with support from Village Level Entrepreneurs (VLEs) or Enumerators. CSCs will provide guidance to help beneficiaries identify their needs and avail of Scheme benefits.
  5. Aadhaar-Seeded Bank Account: During the application, beneficiaries must provide their Aadhaar-seeded bank account details, which will serve as the preferred account for receiving monetary benefits under the Scheme.
  6. Mandatory Aadhaar Authentication: Aadhaar authentication will be mandatory at every stage of intervention under the Scheme. CSCs will conduct biometric Aadhaar authentication.
  7. Link to Udyam Assist Portal: The portal will feature a link for registration under the Udyam Assist Portal, which is designed for Informal Micro Enterprises lacking a PAN card. Applicants with PAN who wish to register on the Udyam Registration Portal for MSMEs will be guided accordingly.
  8. Encouragement to Join GeM Portal: Beneficiaries will be encouraged to onboard the GeM Portal, where their products can be made available for public procurement. The Scheme will be actively advertised on the GeM Portal.
  9. Three-Step Verification: The application process involves a three-step verification process. Successful completion of this verification will result in registration under PM Vishwakarma.

Verification and Approval

There will be a three-tier verification and approval process for the registration of beneficiaries:

Stage 1: Verification at Gram Panchayat or ULB Level

  • In the first stage, the head of the Gram Panchayat (or Chairman of the Village Council) in rural areas or the Executive Head/Administrator of the Urban Local Body (ULB) in urban areas will conduct the initial screening of artisans and craftspeople who have registered under PM Vishwakarma.
  • The head of the Gram Panchayat may seek assistance from Gram Sevak/Panchayat Secretary for verifying the details provided by the beneficiaries.
  • This verification ensures that the beneficiary has traditionally been engaged in their trade on a self-employment basis.
  • It also includes confirming the family details provided by the beneficiary to ensure that only one eligible person from a family is covered.
  • The details collected by Village Level Entrepreneurs (VLEs) will be certified by the head of the Gram Panchayat in rural areas or the Executive Head of ULBs in urban areas.

Stage 2: Vetting and Recommendation by the District Implementation Committee

  • The registration details verified by the head of the Gram Panchayat or the Executive Head are then forwarded online to the District Implementation Committee.
  • In this second stage, the District Implementation Committee thoroughly reviews and recommends the applications made by the beneficiaries.

Stage 3: Approval by the Screening Committee

  • The final approval for the registration of beneficiaries is granted by the Screening Committee.
  • This committee is chaired by an officer from the field formation of the Office of DC-MSME (Development Commissioner – Micro, Small and Medium Enterprises) and includes members such as the State Lead Bank Manager and representatives from the Ministry of Skill Development and Entrepreneurship (MSDE) in each State/Union Territory (UT).
  • The Screening Committee ensures due diligence and considers the recommendations made by the District Implementation Committee during the registration process.

Following are the terms of reference of the Screening Committee:

(a) To accord approval for registrations of beneficiaries under PM Vishwakarma after satisfying itself as to their eligibility.

(b) To ensure that the enrolment and verification process is conducted without undue delay.

(c) To ensure that eligible beneficiaries in the trades covered under PM Vishwakarma are registered.

(d) To take or suggest appropriate remedial measures, if required, for better or more efficient implementation of the Scheme.

Conclusion

In conclusion, India’s craftsmen and crafters have a lot to look forward to with the “PM Vishwakarma Scheme” that will be introduced in 2023. This program has the potential to improve the lives of persons working in traditional trades and make a substantial contribution to India’s economic and cultural growth because to its comprehensive approach, inclusive focus, and dedication to safeguarding cultural heritage.

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